Protect your business inside and out with property and liability coverage.
Two essential coverages, one streamlined policy.
A Business Owners Policy (BOP) combines property and liability insurance into one convenient package—making it easier to protect your business from common risks. While every industry faces unique challenges, a BOP offers foundational coverage that fits businesses of all sizes. It’s a smart way to help safeguard what you’ve worked hard to build.
Why business owners insurance matters.
Running a business means navigating the unexpected—whether it’s property damage, customer injuries, or other day-to-day risks. A Business Owners Policy (BOP) helps protect your business from costly setbacks by combining essential property and liability coverage in one convenient plan. With the right protection in place, you can stay focused on what matters most: growing your business.
Protect your business property, assets, and income.
Property insurance is a key part of a Business Owners Policy (BOP), helping cover damage or loss related to your building, equipment, and even business vehicles. It may also include coverage for lost income if your operations are disrupted. This essential protection helps safeguard the physical and financial foundation of your business.
Here are a few types of property coverage to consider in your BOP:
- Accidental Damage
- Fire
- Flood
- Loss of Income
- Property Loss/Damage
- Theft
Protect your business with liability coverage that matters.
The second core component of a Business Owners Policy (BOP) is liability insurance. It helps cover costs if someone is injured or their property is damaged as a result of your business operations. However, it typically doesn’t extend to professional service risks—like giving incorrect advice or making errors in specialized work. That’s why understanding what’s included in your BOP liability coverage is essential, especially if:
- You meet your clients at your business or theirs.
- You have physical access to your clients’ equipment.
- There is a risk of injury to people or damage to their property.
Coverage that supports your business today—and tomorrow.
Every business is different, and your insurance should reflect that. A Business Owners Policy (BOP) helps protect your income, assets, and operations so you can spend less time worrying about risks and more time planning for growth.
If you’re a business owner, it’s worth exploring how a BOP can support your goals. Reach out to discuss coverage options tailored to your needs.
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